Alma

Alma is a payment solution provider that enables merchants to offer their customers flexible payment options such as installments and pay later plans. Operating across various European countries, Alma allows customers to pay in 2, 3, 4, 10, or 12 installments, or choose to pay 15 or 30 days later, while merchants receive payments instantly. The company aims to enhance both online and in-store shopping experiences by providing a simple, fast, and hassle-free payment method, thereby increasing sales conversion and average shopping cart value. Alma serves over 17,000 brands, offering both an API for easy integration and a solution that protects the brand image by avoiding aggressive consumer credit promotion.