Scratch Financial

Scratch Financial is a company that offers simple and friendly payment plans for medical financing. Its service, Scratch Pay, provides access to transparent payment plans, enabling borrowers to find a plan without affecting their credit scores. The company aims to make medical financing accessible with plans ranging from $200 to $10,000, with terms from 12 to 36 months and a variety of APR options. Scratch Pay focuses on user-friendly features such as optional autopay, no prepayment penalties, and high approval rates for borrowers. The financing service caters to both borrowers and practices, facilitating the process of obtaining and managing payment plans for medical needs.