Commercial Loan Processor

• Manage end-to-end Australian commercial loan processing from application preparation through settlement
• Review borrower documentation, including financial statements, tax returns, bank statements, and business financials
• Prepare credit proposals, loan submissions, and supporting documentation
• Analyse borrower financial positions, income, liabilities, and repayment capacity
• Research lender policies and identify suitable commercial lending options
• Assist with commercial property purchases, refinancing, business acquisitions, and other commercial lending transactions
• Liaise with brokers, lenders, solicitors, valuers, accountants, and other stakeholders
• Monitor loan application progress and follow up on outstanding documents
• Manage lender conditions and ensure applications meet lender requirements and compliance standards
• Maintain accurate records and provide regular progress updates to brokers
• Coordinate settlement requirements and ensure documentation is completed within required timeframes
• Collaborate with Australian mortgage brokers and lending teams

• Previous experience in Australian commercial loan processing, commercial credit analysis, or commercial mortgage broking support
• Strong understanding of Australian commercial lending processes, credit policies, and loan documentation
• Experience reviewing business financial statements, tax returns, and other financial documents
• Knowledge of commercial lending structures, including commercial property loans, business loans, and refinancing
• Understanding of borrower financial assessment and serviceability requirements
• Experience managing multiple loan applications and meeting deadlines
• Excellent attention to detail, organisational skills, and communication abilities
• Ability to work independently while collaborating effectively with Australian mortgage brokers and lending teams
• Strong analytical and problem-solving skills
• Ability to interpret complex financial documents
• Excellent written and verbal English communication skills
• Proactive approach to following up on outstanding requirements
• Strong time management and prioritisation skills
• Ability to identify potential risks, documentation gaps, and issues affecting a loan application
• High level of accuracy when preparing credit submissions and supporting documents
• Experience with BrokerEngine, Mercury/Mercury Nexus, AFG FLEX, ApplyOnline (AOL), Quickli, MyCRM, and Microsoft Office Suite, particularly Excel, is an advantage
• Ability to work 7AM to 4PM MNL time, Mondays to Fridays
• Willingness to comply with BIR self-registration as part of the pre-employment process
• Ability to provide device specifications, internet speed, equipment and work setup information
• Completion of an English proficiency test and personality test
• Submission of a 1–2 minute self-introduction video and a 1-minute sample client call

• Work-from-home setup
• Full-time employment
• Australian business hours schedule, Monday to Friday
• Independent contractor agreement under Singapore law with Philippines Resources Pte. Ltd.