Financial Modeler, PE, Credit, Debt

• Build PE, credit, and debt models from scratch in Excel
• Structure transactions, assumptions, and drivers
• Link operations, cash flow, debt, and returns through complete model flows
• Review and debug models built by others
• Identify incorrect assumptions, broken logic, and risks
• Analyze how operating performance flows through to debt service and returns
• Explain financial logic and decision-making clearly
• Complete an independent take-home Excel modeling exercise designed to reflect real-world modeling work

• 2–10 years in finance roles with heavy, hands-on modeling
• Experience at a private equity fund, including direct investing, buy-side diligence, and portfolio company modeling, strongly preferred
• Built multiple full LBO models from scratch
• Experience with sources & uses and transaction assumptions
• Experience with multi-tranche debt schedules, including revolver, term loans, mezzanine, and cash sweep
• Experience with IRR, MOIC, and value creation drivers
• Experience with operating models, sensitivities, downside cases, and exit scenarios
• Experience with add-ons, dividend recaps, or refinancing scenarios is a plus
• Experience with 3-statement borrower models
• Experience with cash flow-based underwriting and debt capacity analysis
• Experience with covenant modeling, including leverage, DSCR, interest coverage, and headroom testing
• Experience with downside and stress scenarios for lending decisions
• Experience with debt sizing and structuring
• Experience with amortization, PIK, cash sweeps, and refinancing mechanics
• Experience with private credit/direct lending deal models
• Experience with recovery analysis and payment waterfalls
• Direct experience in private equity, leveraged finance, sponsor coverage, private credit, direct lending, or credit underwriting
• Proven ability to build models from a blank spreadsheet without templates
• Experience building models that drove real investment or lending decisions
• High attention to detail and model accuracy
• Strong communication skills
• English required
• Must independently complete a ~3-hour take-home Excel modeling exercise

• Candidates who are hired will be paid for the ~3-hour take-home Excel modeling exercise
• Full-time independent contractor role, 40 hours/week