Climate Finance Expert

• Provide technical and advisory support for the design, implementation, monitoring and evaluation of financial instruments and capacity-strengthening activities aimed at improving access to finance for MSMEs
• Provide technical expertise on the Ghanaian financial sector and its capacity to support MSMEs
• Assess the needs, capabilities and constraints of banks, non-bank financial institutions, development finance institutions and other relevant financial sector actors
• Advise on approaches to improving access to finance for MSMEs, including those in underserved and climate-relevant sectors
• Support engagement and coordination with financial institutions and stakeholders in Ghana
• Support the design and development of climate-aligned credit guarantee products and risk-sharing mechanisms
• Assess market demand, financial institution requirements and potential MSME beneficiary segments
• Advise on alignment of guarantee products with Ghanaian regulations, climate priorities and market conditions
• Support development of product structures, eligibility criteria, operational procedures and monitoring frameworks
• Design, structure, implement and manage credit guarantee schemes and risk-sharing facilities for bank loan portfolios
• Monitor, evaluate and manage risks for wholesale credit lines and guarantee portfolios
• Provide expertise on Ghana's financial sector, regulatory environment and institutional landscape
• Map and engage public- and private-sector stakeholders, including regulators, financial institutions, government agencies, business associations and development partners
• Provide expertise on Ghanaian environmental and social legislation, regulations, standards and safeguards
• Integrate environmental and social risk considerations into financial products, guarantee mechanisms and portfolio monitoring systems
• Advise financial institutions on environmental and social safeguards and risk management procedures
• Advise Ghanaian stakeholders on development finance, blended finance, guarantee instruments and capital markets
• Identify financing sources and instruments through DFIs, IFIs, MDBs, climate finance mechanisms and other sources
• Advise on mobilising capital and improving access to local and international financing
• Support preparation of recommendations, financing strategies and stakeholder engagement approaches

• Ghanaian national
• Advanced university degree in Finance, Economics, Banking, Business Administration, Development Finance, Public Policy or another relevant field
• At least 10 years of relevant professional experience in the financial sector, development finance, banking, MSME finance, credit, guarantees or related fields
• Demonstrated experience working with financial institutions in Ghana, including banks, non-bank financial institutions, development finance institutions or other relevant financial sector entities
• Proven experience supporting MSME access to finance and/or MSME lending programmes in Ghana
• Demonstrated experience in the design, implementation, management or evaluation of credit guarantee schemes, risk-sharing facilities or similar financial instruments
• Proven experience monitoring and evaluating credit and/or guarantee portfolios, preferably under projects financed or supported by IFIs, MDBs or other development finance partners
• Demonstrated experience conducting training needs assessments and designing and delivering capacity-strengthening programmes for financial institutions
• Strong knowledge of the Ghanaian financial sector, including relevant regulations, institutions, market dynamics and stakeholder landscape
• Good knowledge of Ghanaian environmental and social legislation and safeguards applicable to investment, lending and financial sector activities
• Excellent analytical, report-writing, stakeholder engagement and communication skills
• Fluency in English is required
• Experience in climate finance or climate-aligned financial product development is highly desirable
• Experience advising on access to development finance, blended finance, guarantee instruments and/or capital markets is an advantage
• Familiarity with the requirements, standards and operating practices of IFIs and MDBs is highly desirable
• Knowledge of relevant Ghanaian languages is an advantage

• Fixed-term basis, contingent on the successful outcome of a bid for an upcoming Climate Finance project
• Opportunity to work with an international development consultancy
• Collaborative work environment
• Environment that welcomes ambition, creativity and passion for positive change
• Commitment to diversity and inclusion