Credit Risk Manager

• Review, develop and enhance credit policies, lender guides and standard operating procedures
• Identify policy gaps and improvement opportunities, and recommend practical solutions
• Act as a subject matter expert on credit policy, responsible lending and lending operations
• Partner with product, lending and operational stakeholders to support initiatives and manage risk
• Support review and maintenance of lender-facing and customer-facing collateral
• Contribute to risk reporting, portfolio insights and monthly performance reporting
• Drive continuous improvement across processes, controls and governance frameworks
• Support safe customer and financial outcomes through strong credit risk management
• Report to the Senior Manager Risk & Controls

• Experience in home lending, credit risk, credit assessment or credit policy environments
• Strong understanding of home loan products, credit policies, income assessment methodologies and lending documentation requirements
• Knowledge of responsible lending obligations and the broader regulatory environment
• Experience developing, reviewing or implementing policies, procedures or operational documentation
• Strong stakeholder management skills and ability to influence a range of audiences
• Analytical and problem-solving capabilities, including interpreting data and identifying improvement opportunities
• Excellent communication skills and ability to translate complex requirements into practical business outcomes
• Strong attention to detail and confidence working with reporting and Excel-based analysis
• Candidates currently working as Credit Risk Managers, Senior Credit Analysts, Senior Credit Assessors or experienced lending specialists with policy exposure are encouraged to apply

• 12-Month Secondment Opportunity
• Flexible ways of working
• Diverse and inclusive workplace
• Career development and exposure to policy development, governance, operational risk, reporting and strategic change
• Accessibility support available through HR Direct