Senior Credit Analyst – BigOps

• Conduct thorough, tailored financial and accounting analyses of large companies (BigOps)
• Prepare high-quality credit opinions and credit dossiers, synthesizing risk assessments and developing presentation materials in PowerPoint
• Liaise with internal and external clients and partners to clarify questions regarding credit transactions and client activities
• Support requests for the approval and increase of receivables-advance limits
• Support and ensure effective resolution of requests submitted through internal ticketing systems
• Review approved credit limits, monitoring fluctuations in financial capacity and risk profiles
• Continuously and proactively monitor the large-account (BigOps) portfolio, identifying warning signs and operational behavior patterns
• Manage the team’s requests, driving continuous improvement, eliminating manual rework, and incorporating AI tools
• Develop and track operational metrics in spreadsheets to monitor requests
• Collaborate with commercial teams and partner departments, strengthening relationships and driving results
• Participate in credit committee presentations and resolve complex problems

• Previous experience in credit
• Experience in corporate credit analysis
• Bachelor’s degree in business administration, economics, accounting, or a related field
• Currently pursuing a postgraduate degree in finance, credit and collections, economics, or a related field
• Intermediate to advanced proficiency in Microsoft Office
• Ability to interpret indicators and information about credit applicants, including analysis of balance sheets, income statements, revenue, and the SCR (Brazilian Credit Information System)
• Knowledge of credit bureaus
• Strong communication (storytelling) and negotiation skills
• Coursework in credit analysis and financial statements is a plus

• Medical and dental insurance with no co-pay
• Life insurance
• Prescription medication allowance
• Fitness allowance
• Four free therapy or nutritionist sessions per month
• Quick massages at headquarters
• Flexible food allowance on a Visa card
• Complimentary food at headquarters
• Daycare allowance
• Parental support program
• Extended maternity and paternity leave
• In-company training platform
• Education allowance covering 70% of tuition for undergraduate degrees and language courses, as well as courses and books
• Home office allowance
• Work equipment
• Home office furniture allowance
• Partnership with WOBA for coworking space access throughout Brazil
• Birthday-month day off
• Happy hour allowance
• Bonus for referring new employees
• Annual performance-based bonus
• Stock option plan
• No dress code