Software Architect – Payment Solutions

• Define and evolve software architectures for payment platforms, card processing, merchant acquiring, and financial solutions
• Design high-performance distributed systems for large volumes of financial transactions, with low latency and high availability
• Develop architectural solutions for transaction authorization, capture, processing, clearing, settlement, and reconciliation
• Ensure scalability, resilience, fault tolerance, security, and operational continuity for mission-critical systems
• Define architectural standards, technologies, frameworks, and software engineering best practices
• Design and guide integrations with card networks, financial institutions, processors, acquirers, and other participants in the payments ecosystem
• Evaluate and propose architectures based on microservices, APIs, messaging, asynchronous processing, and event-driven solutions
• Identify performance bottlenecks and propose improvements to processing, stability, and efficiency
• Participate in technical decisions regarding cloud infrastructure, observability, monitoring, and disaster recovery
• Ensure compliance with information security, data protection, PCI DSS, and applicable regulatory requirements
• Conduct architectural assessments and technical reviews, supporting development teams
• Help resolve critical incidents and complex transaction-processing issues
• Collaborate with Product, Engineering, Security, and Business teams to align architecture with business strategy
• Document architectural decisions and contribute to the ongoing technological evolution of the platforms

• Solid experience as a Software Architect or in technical leadership roles within highly complex environments
• Proven experience in the payments, merchant acquiring, card processing, or technology infrastructure sectors of financial institutions
• Experience with high-volume, low-latency, high-availability transaction platforms
• Knowledge of financial transaction authorization, processing, and settlement flows
• Experience with distributed architectures, microservices, APIs, and system integration
• Knowledge of messaging technologies, asynchronous processing, and event-driven architectures
• Experience with cloud environments, preferably AWS
• Knowledge of security, observability, resilience, and failure-recovery practices
• Ability to lead architectural decisions and provide technical guidance to engineering teams
• Experience with card authorization systems and clearing and settlement platforms
• Knowledge of merchant acquiring, card issuance, and card processing flows
• Familiarity with financial messaging protocols and standards, especially ISO 8583 and ISO 20022

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