Senior Associate – FTC Factoring Ops

• Ensure on-time disbursement, settlement, amendments, reconciliation, testing and monitoring for Supply Chain, Factoring and related loan portfolios without errors
• Follow agreed Product Programs, Process Notes, SOPs, OPM, CPM and ADMs
• Review Credit Proposals and Agreements when sanctioning disbursements against client drawdown requests
• Recover fees, charges, VAT, interest, profit, penalties and charity on outstanding Supply Chain and Factoring exposures
• Apply accounting standards and APPM for accurate income and charge accruals
• Make SWIFT and UAEFTS payments according to applicable standards
• Complete operating-system UATs and promptly report observations and defects
• Track post-disbursement credit terms and immediately report breaches
• Coordinate with stakeholders on exceptions and clarifications through resolution
• Perform and review daily reconciliations, publish reconciliation status and highlight issues
• Balance banking accounts across multiple systems
• Develop controlled mechanisms to ensure timely and error-free processing
• Escalate delayed or unanswered action items to the Manager
• Share errors and knowledge gaps with the line manager and team to address customer service issues
• Perform Compliance and EDD screening of trade documents and requests
• Track referrals and outstanding tasks through completion
• Prevent revenue leakage from missed charge collection
• Ensure no outstanding reconciliation entries remain in Nostro/Vostro or internal accounts
• Define requirements and follow up for new system UATs

• Bachelor's Degree
• 4 - 7 years of relevant working experiences in Supply Chain Factoring, Corporate Credit & Trade Finance Operations
• Experience of handling multiple system UATs, BRD preparations and meeting deadlines
• Experience/Knowledge of handling multiple systems like CBS/Flex, ELCM, SWIFT, UAEFTS, EDMS, LLOYDs, FIRCO and SCF/IMX/Kastle
• Ability to learn new banking systems quickly and identify Gaps if any
• Experience of handling complex reconciliations between banking systems to ensure no failures while connectivity
• Good knowledge of trade documents and trade cycle
• Good experience in reviewing credit proposals and agreements
• Experience of performing EDD & Compliance screening on submitted requests and Trade documents

• Full-time employment
• Remote work