Product Manager

• Manage the product’s full lifecycle, developing a deep understanding of customers, their pain points, the product, and the business
• Collaborate with business, engineering, and design teams
• Generate value for customers and the business while managing the end-to-end product delivery pipeline
• Coordinate cross-functional squads and ensure deliveries are aligned with Stone’s objectives
• Define and prioritize the roadmap for the investment-offer domain
• Understand customers, their problems, and opportunities to connect them with investment products
• Design and evolve the end-to-end offer delivery pipeline
• Define the orchestration of the offers platform and product inventory management
• Apply discovery techniques, including user research, trend analysis, benchmarking, competitive analysis, business cases, personas, customer journeys, problem statements, and value proposition canvases
• Connect product decisions to closing processes, accounting reporting, and financial settlement
• Define, test, and experiment with solutions, and provide detailed specifications to the development team
• Address complex and ambiguous problems, navigating across functions and teams to build scalable, sustainable solutions
• Monitor product development, launch, and performance using metrics, KPIs, and data analysis
• Manage prioritization, backlog, and continuous value delivery
• Map risks, dependencies, and operational bottlenecks, turning them into prioritized improvements
• Align stakeholders on progress, issues, opportunities, and outcomes

• Hands-on experience designing end-to-end processes and workflows
• Strong data-driven approach to investigating problems, assessing impact, and making decisions
• Ability to assess the current state, define the future state, and structure the path between them
• Experience with complex platforms and operations involving intricate business rules, integrations, and scale
• Ability to align different functions and organize dependencies
• Sharp critical thinking and the ability to balance customer needs, business goals, risk, and operational constraints
• Comfort with and interest in financial topics, including the ability and willingness to dive into accounting and settlement processes
• Experience with investments or other financial products is a plus
• Experience working in regulated environments is a plus
• Familiarity with offer, recommendation, eligibility, or segmentation engines is a plus
• Experience with accounting and settlement processes and registrars such as B3 is a plus
• Experience managing product stock or inventory is a plus

• Base salary
• Variable compensation package* (profit sharing, long-term incentive plan, or commission—available based on role eligibility)
• Health and dental plans with copayments
• Hospital Virtual Verde: telemedicine team available 24 hours a day, 7 days a week
• Medication subsidy
• Meal and/or food allowance—Pluxee*
• Childcare assistance (for children up to 5 years and 11 months old)
• Assistance for employees with children with disabilities
• Life insurance
• Fuel allowance or commuting allowance*
• Home office allowance* (for hybrid or remote contracts only)
• Welcome kit for new parents
• SESC partnership*
• Education benefit—internal self-development platform (Studa and Stone Library)
• Acolhe360°—free emotional support
• Quick Massage and onsite clinic*
• Wellhub
• TotalPass
• Pet Club
• Flash
• Férias&Co
• Transportation voucher
• Allya
• Educational partnerships