Risk Manager – Card Issuing

• Lead new market expansion risk across card issuing products as Reap expands into new APAC markets
• Ensure fraud controls, configurations, and scheme policy requirements are aligned from launch and maintained ongoing
• Evaluate and onboard new BIN sponsorship clients through structured risk analysis
• Establish initial risk configurations and maintain governance oversight of the sponsored portfolio
• Design and implement automated monitoring workflows for fraud alerts, scheme notifications, and client- and merchant-level risk signals
• Reduce manual intervention and improve risk response times
• Lead deep-dive fraud investigations, BIN attack incident response, post-mortems, and cross-functional coordination
• Build risk dashboards and intelligence in partnership with the data team
• Surface fraud and risk signals and shape how risk data is presented and acted on
• Advise clients on risk appetite, fraud exposure, controls, and thresholds
• Use risk metrics, dashboards, and analytical tools to make and communicate evidence-based decisions

• 8+ years of experience in risk management within a card issuer or acquirer environment
• Deep knowledge of card fraud, disputes, and risk operations
• Strong fraud and risk management background, ideally in card issuing or payments/acquiring
• Fintech or tech-company experience strongly preferred
• Ability to drive projects from beginning to end without day-to-day guidance
• Project management skills, including setting timelines, tracking progress, and proactively surfacing blockers
• Stakeholder management skills and ability to translate complex risk topics for non-technical audiences
• Outcome-oriented approach focused on metrics and business impact
• Strong risk analytics and ability to present risk clearly to stakeholders
• Demonstrated ability to manage strategic projects across multiple functions and geographies simultaneously
• Background in a high-growth fintech, payments, or startup environment preferred
• Experience at a leading modern payments or card platform preferred
• Familiarity with stablecoin or web3 financial infrastructure preferred
• Experience with data and BI tools such as Looker, Snowflake, or similar platforms preferred
• SQL is a bonus, not a must

• Flexible hybrid/remote work environment with a global, collaborative team
• Insurance coverage after probation
• Use of AI tools at work
• Space to learn, experiment, and grow with AI tools
• Culture of innovation, inclusion, and continuous learning