Capital and Liquidity Management Specialist

• Serve as the technical owner for regulatory reporting to the Central Bank of Brazil (Bacen), preparing, reviewing, and submitting DLO, DDR, DLI, DRM, and DRL reports.
• Ensure deadlines, quality, and consistency across accounting, financial, management, and regulatory data.
• Lead the configuration and maintenance of COSIF accounts in risk systems.
• Ensure the proper classification of credit, market, and operational risk exposures, the appropriate assignment of Risk Weights (FPRs), and compliance with CMN Resolutions No. 4,955 and 4,966 and related regulations.
• Calculate and monitor capital requirements — RWACPAD, RWAMPAD, and RWAOPAD.
• Monitor Basel ratios, minimum capital, buffers, and the leverage ratio, anticipating capital and liquidity pressures.
• Track regulatory changes issued by the CMN, BCB, CVM, and Federal Revenue Service.
• Assess the regulatory impacts on capital, liquidity, and processes, and lead the implementation of required adjustments.
• Serve as the technical reference for the area, guiding analysts, sharing best practices, and increasing automation and process controls for regulatory activities.

• Bachelor’s degree in Economics, Business Administration, Engineering, Statistics, Mathematics, Finance, or a related field.
• Solid experience (guideline: 7+ years) in capital, regulatory, and/or liquidity risk at a financial institution, payment institution, or regulated fintech.
• Strong knowledge of Bacen/CMN prudential regulations, including RWA calculations for credit, market, and operational risk, the Basel ratio, capital buffers, and the leverage ratio.
• Experience with capital plans, stress testing, and supporting Bacen inspections and audits.
• Ability to create executive presentations and risk indicators for committees and senior leadership.
• Preferred: postgraduate qualification in Risk Management, Banking Regulation, or Finance.
• Preferred: knowledge of the Matera Risk system.
• Preferred: Python and SQL skills for automating regulatory calculations and reports.
• Technical rigor and attention to detail.
• Analytical thinking and a systems perspective.
• Executive communication skills.
• Regulatory adaptability.
• Cross-functional collaboration.

• Competitive, market-aligned salary.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance deposited monthly through the RecargaPay app.
• Health and dental insurance with no copay.
• Life insurance.
• Flexible meal allowance via Flash.
• TotalPass to support your health and well-being.