Product Owner – Core Banking

• Define, prioritize, and maintain the product backlog, ensuring clear scope, acceptance criteria, and business value
• Serve as the functional and technical point of reference for the TOPAZ Core Banking platform, mapping modules, integrations, and cross-domain impacts (accounts, customer data, lending products, settlement, and accounting)
• Write user stories with sufficient technical detail for the engineering team (business rules, API contracts, integration flows, and exception scenarios)
• Participate in architecture discussions, evaluating technical trade-offs, dependencies, and risks alongside architects and tech leads
• Lead Agile ceremonies (refinement, planning, and review) and ensure delivery predictability
• Collaborate with business, architecture, compliance, and vendor teams—including the core banking provider itself—in the definition and acceptance testing of solutions
• Track product and delivery metrics, proposing enhancements and continuous improvements
• Support core banking migration, version upgrade, and customization processes

• Demonstrated experience as a Product Owner, Tech Product Owner, or Technical Business Analyst in Core Banking projects
• Proven knowledge of the TOPAZ Core Banking platform, including modules, configurations, integrations, and transaction flows
• Proven technical background, with the ability to read and discuss code, data modeling, REST/SOAP APIs, messaging, and system integrations
• Strong command of SQL and the ability to read relational data models
• Experience with Agile methodologies (Scrum/Kanban) and backlog management tools (Azure DevOps, Jira, or similar)
• Excellent communication skills and the ability to collaborate effectively with technical teams and business stakeholders
• Previous experience in financial institutions, digital banks, or fintechs
• Knowledge of lending products (payroll-deducted loans, personal loans, and cards) and payment methods (PIX, SPB, and payment schemes)
• Experience with core banking migration or implementation projects
• Knowledge of microservices architecture, cloud platforms (Azure/AWS), and observability
• Familiarity with Central Bank regulations and compliance/audit requirements
• Bachelor’s degree in Technology, Engineering, Information Systems, or a related field is a plus
• Product and business mindset, analytical thinking, autonomy, strong organizational and prioritization skills under pressure, and a collaborative approach to working in multidisciplinary teams

• Meal or food allowance
• Flexible benefits (Flash)
• Health insurance
• Psicologia Viva
• Dental insurance
• Childcare assistance
• Assistance for children with special needs
• Fertility assistance
• Extended maternity and paternity leave
• Transportation allowance or home office allowance (for remote-work contracts)
• Gympass (Wellhub) and TotalPass
• Flexible working hours
• Life insurance
• Partner benefits club
• Partnership with Sesc
• Beca (education incentive program)
• Profit-sharing plan or bonus, based on the achievement of targets and results