Merchant Acquiring Fraud Analyst – 2nd LoD

• Identify and analyse fraud risks
• Design, monitor, and challenge the effectiveness of Finom’s fraud controls
• Focus on acquiring fraud risks such as merchant abuse, friendly fraud, chargebacks, and card schemes compliance risks
• Build and continuously improve Finom’s fraud risk framework
• Ensure fraud rates remain within risk appetite without compromising growth or customer experience
• Report to the Fraud Risk Manager
• Work within Finom Payments’ Second Line of Defence and the Financial Crime Risk Management Function

• Experience or knowledge in merchant acquiring fraud risks, including merchant abuse, friendly fraud, chargebacks, and card schemes compliance risks
• Ability to identify and analyse fraud risks
• Ability to design, monitor, and challenge the effectiveness of fraud controls
• Knowledge of fraud risk frameworks and risk appetite concepts
• Ability to work within the Financial Crime Risk Management Function and Second Line of Defence

• Continuous personal and professional development resources and opportunities
• Flexible remote or hybrid work across Europe
• Stock Options Program available to every team member
• Constant support and care
• Work & Swim Program: one month in a corporate apartment in Cyprus
• Equal opportunity and diversity-focused workplace