Loan Processor

• Manage the mortgage loan process from application to closing
• Collect and review loan applications and supporting documents
• Request outstanding information and documents from clients
• Obtain and verify income, assets, credit reports, and other financial information
• Conduct credit checks and cross-check disclosed liabilities
• Ensure loan applications comply with Australian lending regulations and guidelines
• Review Cashdeck/OpenBanking for undisclosed liabilities and cross-check against declared Livex/HEM
• Liaise between borrowers, underwriters, mortgage aggregators, lenders, banks, and other stakeholders
• Submit loan applications to mortgage aggregators and track their progress
• Order valuations and manage the post-approval-to-settlement process
• Prepare and submit loan files for approval
• Follow up on applications to ensure timely processing and approval
• Resolve issues and discrepancies during loan processing
• Provide customer service and guide borrowers through the loan process
• Complete initial serviceability checks on Quickl for PAYG/simple applications
• Conduct pricing requests and product comparisons
• Prepare AOL for submission

• Experience processing mortgage loans from application to closing
• Ability to collect, review, and verify loan applications and supporting documents
• Knowledge of income, assets, credit reports, and disclosed liabilities
• Ability to conduct credit checks and comprehensive credit reporting (CCR)
• Ability to use Cashdeck/OpenBanking to identify undisclosed liabilities
• Knowledge of Australian lending regulations and guidelines
• Ability to liaise with borrowers, underwriters, mortgage aggregators, lenders, and banks
• Experience ordering valuations and managing post-approval through settlement
• Ability to conduct serviceability checks on Quickl
• Ability to conduct pricing requests and product comparisons
• Ability to prepare AOL for submission
• English proficiency test required
• Reliable laptop, camera, headphones, internet connection, and backup internet connection
• Willingness to comply with BIR self-registration
• Ability to work 7AM to 4PM MNL time, Mondays to Fridays
• Willingness to work under an independent contractor agreement governed by Singapore Law

• Work-from-home setup
• Monday-to-Friday schedule
• Shift schedule of 7AM to 4PM MNL time
• Independent contractor agreement under Singapore Law
• Contract administered through Philippines Resources Pte. Ltd.