Regulatory and Compliance Team Lead

• Lead the compliance framework across WBL's lending, servicing, and corporate operations
• Maintain the compliance risk assessment, obligations inventory, control framework, annual work plan, and reporting calendar
• Develop and maintain compliance policies, procedures, standards, training materials, and evidence of completion
• Assign, prioritize, and review the work of the Regulatory Associate and Compliance Associate and support their development
• Monitor adherence to applicable federal and state requirements, including usury limits, licensing requirements, and disclosure obligations
• Oversee regulatory change management and validate implementation
• Coordinate licensing, registration, examination, inquiry, and regulatory-response activities with Legal and business stakeholders
• Establish risk-based monitoring and testing plans
• Review findings, determine root causes, assign corrective actions, and track remediation through closure
• Escalate significant or repeated compliance issues and support management decisions with clear risk analysis
• Maintain audit-ready evidence of reviews, findings, approvals, and remediation
• Partner with Legal, Operations, Lending, Servicing, Finance, Internal Audit, Information Technology, and other functions
• Provide dashboards, trend analysis, risk summaries, and status updates to Corporate Legal and executive leadership
• Support product, process, vendor, and jurisdictional changes by identifying compliance requirements before implementation
• Drive continuous improvement in compliance workflows, documentation, quality assurance, and reporting

• Bachelor's degree in law, compliance, finance, business, public policy, or a related field
• 5+ years of regulatory compliance, legal, risk, or audit experience in financial services or another highly regulated industry
• Working knowledge of U.S. federal and state legal and regulatory frameworks affecting lending, servicing, licensing, usury, and disclosures
• Experience building or operating compliance policies, controls, monitoring, testing, training, issue management, and reporting
• Prior team leadership, work-review, or project-lead experience
• Stable, reliable internet connection
• Professional and dedicated remote working setup
• Ability to work effectively across a remote, multinational organization and maintain confidentiality
• Regulatory research and change management
• Compliance risk assessments, control frameworks, monitoring, and testing
• Licensing, disclosure, policy, training, and examination support
• Issue management, root-cause analysis, remediation tracking, and executive reporting
• JD or a recognized compliance, risk, audit, or financial-services certification is preferred

• Compensation in USD
• Paid time off (PTO)
• Fully remote work environment