Climate Finance Expert

• Provide technical and advisory support for designing, implementing, monitoring and evaluating financial instruments and capacity-strengthening activities to improve MSME access to finance
• Provide technical expertise on Ghana's financial sector and its capacity to support MSMEs
• Assess needs, capabilities and constraints of banks, non-bank financial institutions, development finance institutions and other financial-sector actors
• Advise on approaches to improving MSME access to finance, including in underserved and climate-relevant sectors
• Support engagement and coordination with financial institutions and stakeholders in Ghana
• Support the design and development of climate-aligned credit guarantee products and risk-sharing mechanisms
• Assess market demand, financial institution requirements and potential MSME beneficiary segments
• Advise on alignment of guarantee products with Ghanaian regulations, climate priorities and market conditions
• Support development of product structures, eligibility criteria, operational procedures and monitoring frameworks
• Support adoption and implementation of climate-aligned financial products
• Design, structure, implement and manage credit guarantee schemes and risk-sharing facilities for bank loan portfolios
• Monitor, evaluate and manage risks associated with wholesale credit lines and guarantee portfolios
• Provide expertise on Ghana's financial-sector regulatory environment and institutional landscape
• Advise on national regulations, policies, guidelines and market practices affecting financial institutions, MSME finance, guarantees and development finance
• Map and engage public- and private-sector stakeholders, including regulators, financial institutions, government agencies, business associations and development partners
• Provide expertise on Ghanaian environmental and social legislation, regulations, standards and safeguards
• Integrate environmental and social risk considerations into financial products, guarantee mechanisms and portfolio monitoring systems
• Advise financial institutions on environmental and social safeguards and risk-management procedures
• Advise Ghanaian stakeholders on development-finance opportunities, financing sources and instruments
• Provide guidance on mobilising capital, improving access to local and international financing, and accessing Ghanaian and regional capital markets
• Prepare recommendations, financing strategies and stakeholder-engagement approaches

• Ghanaian national
• Advanced university degree in Finance, Economics, Banking, Business Administration, Development Finance, Public Policy or another relevant field
• At least 10 years of relevant professional experience in the financial sector, development finance, banking, MSME finance, credit, guarantees or related fields
• Experience working with financial institutions in Ghana, including banks, non-bank financial institutions, development finance institutions or other relevant financial sector entities
• Experience supporting MSME access to finance and/or MSME lending programmes in Ghana
• Experience designing, implementing, managing or evaluating credit guarantee schemes, risk-sharing facilities or similar financial instruments
• Experience monitoring and evaluating credit and/or guarantee portfolios, preferably under projects financed or supported by IFIs, MDBs or other development finance partners
• Experience conducting training needs assessments and designing and delivering capacity-strengthening programmes for financial institutions
• Strong knowledge of the Ghanaian financial sector, including relevant regulations, institutions, market dynamics and stakeholder landscape
• Good knowledge of Ghanaian environmental and social legislation and safeguards applicable to investment, lending and financial sector activities
• Excellent analytical, report-writing, stakeholder engagement and communication skills
• Fluency in English required
• Knowledge of relevant Ghanaian languages is an advantage
• Climate finance or climate-aligned financial product development experience highly desirable
• Experience advising on access to development finance, blended finance, guarantee instruments and/or capital markets is an advantage
• Familiarity with IFI and MDB requirements, standards and operating practices highly desirable

• Fixed-term engagement contingent on the successful outcome of a bid for an upcoming Climate Finance project
• Opportunity to work with an international development consultancy
• Work contributing to sustainable policy change and impactful public policy
• Environment that welcomes ambition, creativity and passion for positive change
• Commitment to diversity and inclusion
• Rolling review and interviews