Merchant Acquiring Fraud Analyst – 2nd LoD

• Join Finom Payments’ Second Line of Defence within the Financial Crime Risk Management Function
• Identify and analyse fraud risks
• Design, monitor, and challenge the effectiveness of Finom’s fraud controls
• Focus on acquiring fraud risks such as merchant abuse, friendly fraud, chargebacks, and card schemes compliance risks
• Build and continuously improve Finom’s fraud risk framework
• Ensure fraud rates remain within risk appetite without compromising growth or customer experience
• Report to the Fraud Risk Manager

• Experience or knowledge in acquiring fraud risks, including merchant abuse, friendly fraud, chargebacks, and card schemes compliance risks
• Ability to identify and analyse fraud risks
• Ability to design, monitor, and challenge fraud controls
• Knowledge of fraud risk management frameworks
• Ability to ensure fraud rates remain within risk appetite while supporting growth and customer experience

• Continuous personal and professional development opportunities
• Flexible remote or hybrid work across Europe
• Stock Options Program for every team member
• Supportive, modern, friendly, and eco-conscious corporate culture
• Work & Swim Program: one month in a corporate apartment in Cyprus
• Equal opportunity workplace