Head of Financial Planning

• Direct company-wide budgeting, forecasting, financial planning, and management reporting
• Manage annual budgets, periodic reforecasts, and long-term financial plans
• Develop and maintain consolidated income statement, balance sheet, and cash-flow forecasts
• Oversee origination and loan portfolio forecasting, including NPL, REO, recoveries, and portfolio performance impacts
• Forecast cash requirements, liquidity, financing facility utilization, and covenant compliance
• Evaluate capital needs under different business scenarios
• Build and review financial models, scenario analyses, and sensitivity analyses
• Evaluate channel and product profitability, unit economics, pricing, and proposed business initiatives
• Prepare management reports comparing actual results with budgets and forecasts, explain variances, and recommend corrective actions
• Partner with department heads on assumptions, staffing, expenditures, and performance
• Present financial plans, forecasts, performance analyses, and recommendations to executives, investors, and boards
• Apply U.S. GAAP and IFRS to financial planning and reporting
• Manage FP&A team leaders and analysts, assign priorities, review work, and provide coaching and feedback
• Establish controls over financial models and reports, including assumptions, reconciliations, version control, and change logs
• Standardize and automate planning and reporting processes
• Resolve data discrepancies and oversee financial analysis for due diligence and special projects

• At least 20 years of progressive finance experience, including a minimum of eight years leading FP&A or financial planning teams
• Demonstrated experience in a senior finance leadership role
• Extensive, hands-on knowledge of both U.S. GAAP and IFRS, with demonstrated ability to apply both frameworks to financial planning and reporting
• Expertise in financial modeling and scenario analysis
• Proven record of working with department heads and presenting financial plans, results, and recommendations to executive teams, investors, and boards
• A recognized professional qualification, such as CPA, CA, or equivalent, and a degree in finance, accounting, or economics
• Advanced Microsoft Excel skills, including the ability to build, connect, and review three-statement financial models and reconcile outputs to source data and financial statements
• Sound financial judgment and ability to identify significant performance drivers, assess assumptions, and resolve gaps in financial and operational data
• Excellent written and verbal English communication skills
• Demonstrated ability to manage competing priorities, recurring deadlines, and a remote finance team
• Must be available Monday–Friday, 9:00 AM–6:00 PM Eastern Time
• Must have a stable internet connection and professional remote working setup
• Resume must be submitted in English

• Compensation in USD
• Paid time off (PTO)
• Fully remote work environment