Credit Assistant – Consortium Financing

• Review documentation submitted by awarded consortium members (individuals and companies), assessing their credit risk profile and ensuring compliance with internal policies and applicable regulations
• Consolidate analysis findings and prepare technical opinions, highlighting compliance, restrictions, and risks
• Approve credit within the established authority limits
• Conduct preliminary credit analyses for applications exceeding the operational limit
• Assess the risk profile of assignees for approval of ownership transfers
• Monitor fraud prevention activities by identifying warning signs, investigating inconsistencies, and applying preventive controls
• Contact customers to answer questions and provide guidance on credit release procedures
• Record the progress of each stage in corporate systems, ensuring traceability and up-to-date information

• High school diploma
• Proficiency in Microsoft Office
• Critical thinking and decision-making skills
• Proactive mindset and results orientation
• Bachelor’s degree in Business Administration, Accounting, or a related field (preferred)
• Previous experience in credit analysis, preferably in consortium financing, financial institutions, or credit unions (preferred)
• Experience with consortium financing systems (preferred)

• Attendance Bonus: Three additional days off per year
• Education Assistance: 50% reimbursement for development-oriented courses, available after one year with the company
• Childcare Assistance for children under six years of age
• Christmas Food Basket
• Health Insurance with nationwide coverage and copayments
• Dental Insurance
• Private Pension Plan with company contributions
• Life Insurance
• TRIB PASS – Leisure and Travel Platform, with a 50% monthly subscription subsidy
• Meal/Food Allowance (Caju Card), provided for each day worked
• Transportation Allowance, with a 6% payroll deduction
• Wellhub (Gympass)