Freddie Mac

Freddie Mac is a public government-sponsored enterprise (GSE) that plays a vital role in the U.S. housing finance system. It helps maintain the flow of mortgage capital by purchasing mortgage loans from lenders, which in turn allows them to provide financing options to qualified borrowers. The company operates across single-family, multifamily, and capital markets divisions, facilitating liquidity, stability, and affordability in the housing market. Freddie Mac also offers resources for renters, buyers, and owners to support homeownership and financial resilience. Its mission includes enhancing access to affordable housing and providing educational resources such as CreditSmart® for financial literacy.