ALM and Investments Specialist

• Conduct quantitative and qualitative analyses of the asset and liability structure
• Assess liquidity risk and interest rate risk in the banking book
• Develop, review, and implement ALM department policies and procedures
• Ensure adherence to internal standards and the regulatory requirements of BACEN and the BIS
• Prepare technical reports and executive presentations with strategic recommendations based on financial and scenario analyses
• Conduct market research and benchmark comparisons to support Treasury and Risk decisions
• Contribute to the development and maturation of the ALM function, including the development of policies and methodologies, dashboard creation, and the definition of governance, operational efficiency, and regulatory compliance processes
• Contribute recommendations regarding funding and investment decisions

• Bachelor’s degree in Economics, Business Administration, Accounting, Engineering, Mathematics, or a related field
• Strong knowledge of ALM, LCR, NSFR, and FTP
• Strong knowledge of Financial Mathematics
• Outstanding analytical and numerical skills
• Knowledge of financial instruments, such as CDBs, repurchase agreements, DI, reserve requirements, FIDCs, and Brazilian government securities (TPFs)
• Preferred: practical experience structuring and/or updating ALM policies, including operating limits, committee governance, stress testing, and IRRBB measurement methodologies (EVE and NII)
• Preferred: advanced knowledge of financial analysis and modeling tools
• Preferred: certifications such as CFA, FRM, or international certifications related to risk management and ALM

• Reduced 32-hour workweek
• Copay health insurance for employees and dependents
• Clude Saúde: online medical care and other health solutions
• Copay dental insurance for employees and dependents
• Meal and food allowances through the Eva Card, averaging BRL 1,600 per month
• Wellhub: access to partner gyms and studios for employees and dependents
• Monthly home-office allowance of BRL 140
• Work equipment and infrastructure
• Birthday day off
• Corporate University
• Educational assistance for employees and dependents, in accordance with company policy
• Language learning assistance for employees, in accordance with company policy
• Extended maternity leave of seven months and extended paternity leave of 30 days, including adoptive parents
• Life insurance
• Emotional health program and discounted psychological care for employees and dependents through the Moodar platform
• Benefits Club with exclusive discounts and partnerships for Efí employees