Senior Software Engineer

• Design and build backend services supporting the full credit journey: origination, analysis, disbursement, and repayment
• Model edge cases, reason about failure modes, and build controls protecting customers and the business
• Write production-grade Java/Spring services on AWS
• Emphasize observability, fault tolerance, and security
• Participate in architecture reviews, RFCs, and incident retrospectives
• Influence technical decisions and how the team solves complex problems
• Collaborate with product, data, and risk teams to translate business requirements into reliable, maintainable software
• Mentor peers through code reviews and technical discussions

• Strong backend engineering fundamentals with hands-on experience in Java and Spring (Boot, MVC, Security, Data)
• Solid AWS experience designing and operating distributed cloud services
• Structured approach to problem analysis, including understanding systems, tradeoffs, and downstream risk
• Ability to operate autonomously, drive tasks to completion, and surface blockers early
• Clear, direct communication with engineers, product managers, and risk analysts
• Experience building systems where reliability and security are first-class concerns
• Experience in credit, lending, or financial products is a plus
• Familiarity with event-driven architectures such as Kafka is a plus
• Knowledge of fraud prevention, risk scoring, or compliance patterns is a plus
• Experience with CI/CD pipelines and infrastructure-as-code is a plus

• Competitive and market-aligned salary
• Remote work
• Home office allowance through a monthly deposit in the RecargaPay app
• Health and dental plans with no co-pay
• Life insurance
• Flexible meal allowance via Flash
• TotalPass membership