Senior Fraud Prevention Strategy Analyst – KYC/Onboarding Focus

• Develop, implement, and manage fraud prevention strategies, rules, and controls, with an emphasis on customer registration, onboarding, and KYC
• Conduct predictive analyses and investigate fraud patterns in account opening using customer registration, transactional, and behavioral data
• Identify risks and propose effective, sustainable anti-fraud solutions
• Continuously monitor fraud and emerging risks throughout the onboarding funnel
• Evaluate KPIs, approval/rejection rates, and the performance of implemented rules, adjusting the fraud prevention strategy accordingly
• Develop and track team performance indicators, transforming data into strategic insights
• Create and optimize anti-fraud strategies within the current KYC/onboarding solution, balancing security with the customer registration experience
• Communicate fraud prevention processes and controls to relevant areas across the company
• Lead strategic fraud prevention projects related to customer registration, from conception through implementation and results tracking
• Evaluate and recommend new identity verification technologies and tools, including facial biometrics, liveness detection, document validation, and data bureaus
• Maintain strategic relationships with Product, Data, Compliance, Technology, and external partners
• Represent the department in internal forums, presenting results, insights, and the customer registration fraud prevention strategy

• Bachelor's degree in Business Administration, Law, Accounting, Engineering, Mathematics, or a related field
• Experience working on fraud prevention strategy teams, including the creation and optimization of anti-fraud rules and models
• Extensive knowledge of fraud prevention strategies for account opening and KYC, including the identification of money mules, document fraud, identity fraud, and accounts used for money laundering
• Experience in customer registration fraud prevention, preferably at financial institutions, fintechs, or payment companies
• Advanced SQL skills, including complex queries and CTEs, for extracting, manipulating, and analyzing large volumes of data
• Proficiency with BI and data tools, such as Databricks or similar platforms, for creating dashboards, analytical reports, and strategic views
• Advanced analytical skills to identify patterns, trends, and anomalies
• Strategic capability to conduct studies, including scenario simulations
• Preferred: experience with KYC solutions, facial biometrics, liveness detection, and document validation (document examination)
• Preferred: knowledge of regulatory requirements applicable to onboarding (Bacen)
• Preferred: experience implementing or conducting proof-of-concepts for anti-fraud solutions, including liaising with vendors and technical teams
• Preferred: knowledge of Python for data analysis
• Preferred: intermediate English for communication with vendors

• Medical and dental insurance with no copay
• Life insurance
• Prescription medication allowance
• Fitness allowance
• Four free therapy or nutritionist sessions per month
• Quick massage at headquarters
• Flexible food allowance on a Visa card
• Free food at headquarters
• Childcare allowance
• Parental support program
• Extended maternity and paternity leave
• In-house training platform
• Education allowance covering 70% of undergraduate degree and language tuition, plus course and book purchases
• Home office allowance
• Work equipment
• Home office furniture allowance
• Partnership with WOBA for access to coworking spaces throughout Brazil
• Birthday month day off
• Happy hour allowance
• Referral bonus for recommending new employees
• Annual performance-based bonus
• Stock options plan
• No dress code