Compliance Officer, Payments

• Ensure compliance of the local licensed payment business with applicable legislation of the Republic of Kazakhstan, AIFC regulatory requirements, and internal policies
• Identify, assess, monitor, and report compliance risks
• Develop and maintain the Compliance Risk Management Framework
• Conduct periodic compliance monitoring and thematic reviews
• Monitor regulatory developments and coordinate the implementation of regulatory changes
• Develop and maintain compliance policies, procedures, and controls
• Oversee compliance with AML/CFT/CPF requirements and coordinate with the relevant financial monitoring function
• Monitor sanctions and other financial crime risks applicable to the business
• Review new products, services, business activities, and material changes from a compliance perspective
• Identify and manage conflicts of interest
• Investigate suspected compliance breaches and employee misconduct within the scope of the compliance function
• Monitor and analyse customer complaints for potential compliance risks
• Provide compliance advice to management and employees
• Develop and deliver compliance training and promote a strong compliance culture
• Maintain compliance risk registers, monitoring records, and management information
• Report significant compliance risks, breaches, and remediation status to senior management and the Board of Directors
• Ensure reporting of suspicious and threshold transactions (STRs/TTRs), as well as reporting to the Anti-Fraud Centre and other relevant authorities
• Monitor the implementation of corrective actions and ensure timely remediation of identified deficiencies
• Cooperate with regulators, internal audit, and the risk management, legal, AML, information security, and other control functions as appropriate
• Maintain the independence and effectiveness of the compliance function in accordance with the governance framework of the local licensed payment business and applicable regulatory requirements

• Degree in law, finance, economics, or a related field
• Professional certification (ICA, ACAMS/CAMS) is an advantage
• 5+ years of compliance experience at a bank, payment organisation, fintech company, or other regulated financial institution
• Strong knowledge of Kazakhstan legislation on payments and payment systems and on AML/CFT, NBK requirements for payment organisations, and financial monitoring reporting obligations
• Knowledge of international sanctions regimes and financial crime risk management practices
• Knowledge of the AIFC/AFSA regulatory framework is a strong advantage
• Experience building or developing a compliance function, including policies, compliance monitoring programmes, and compliance risk assessments
• Experience interacting with regulators, supporting regulatory inspections and audits, and reporting to boards
• Experience in crypto, digital assets, or e-money is an advantage
• Eligibility to pass fit-and-proper assessment for a regulated appointment where required
• Ability to work independently and effectively with global cross-functional teams in a fast-moving environment
• Fluent Russian and English required; Kazakh strongly preferred.

• Shape the future with the world's leading blockchain ecosystem
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle unique, fast-paced projects with autonomy in an innovative environment
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefit