Credit and Collections Strategy Consultant

• Serve as a technical authority in Credit and Collections Strategy
• Define and uphold methodologies, standards, and governance for credit and collections policies
• Review eligibility criteria, limits, collateral, approval authorities, exceptions, and origination, monitoring, and recovery strategies
• Develop methodologies for portfolio and risk monitoring
• Develop forward-looking scenarios, sensitivity analyses, and stress tests
• Define business requirements and technical criteria for statistical models, scoring systems, decision engines, metrics, dashboards, and data products
• Prepare technical opinions and recommendations for policies, products, markets, renegotiations, and restructurings
• Assess regulatory impacts and guide the adaptation of policies, processes, data, systems, and models
• Provide technical leadership for complex strategic initiatives, assessments, feasibility studies, business cases, and acceptance criteria
• Participate in committees, executive forums, and corporate projects
• Share knowledge through training, playbooks, guides, and technical forums
• Ensure measurable results and the continuous advancement of organizational maturity in credit and collections

• Completed postgraduate degree
• Training or knowledge in advanced Excel
• Training or knowledge in Python
• Training or knowledge in SQL
• Intermediate English proficiency (preferred)
• Solid experience in credit and collections strategy (preferred)
• Experience in portfolio management, credit policies, analytical models, and governance (preferred)
• Experience providing technical leadership for complex, cross-functional initiatives (preferred)
• Willingness to travel as required by business needs (preferred)

• Professional growth opportunities
• Position also open to candidates with disabilities
• Travel as required by business needs